NRB Remittances New generation Internet Payout solution Partners proposal

Alerts :
WW Leads Proposal on Internet remittances services IPSP and WOS or POS partnership or commission sharing Venture through CO-Branded or Carbonated debit cards under retention AML international and Bangladesh Bank laws policies.

Introduction:
PayPal and Payoneer is unique systems without requiring any Banks account. Send money is easy secured and inexpensive too. Money can be reload through Western union points other than Master cards is also so simple to accomplished a transaction within 30 seconds time. Enable the recipients to withdraw from any ATM world wide. A part from this sender may use the unique mobile transfer facilities too. To penetrate, grab the market share we have to familiar the products first. We go for any secured providers dealing a like card cards. PayPal operating 190 countries ww other than Bangladesh.

Overviews:
Non resident migrant and their Remittances a fortune. An injector and generator of direct and indirect stimulus to the concerned economy and world as whole too. USA EU and GCC countries are the major employer and Mexico Brazil India Philippines followed by Pakistan Srilanka Indonesia and Bangladesh are amongst the leading manpower exporting countries. South east Asia playing a pioneering role in this sector.
So far Bangladesh concerns a 88 millions or in brief One billion people working in and around the globe. At present the inflow of white official remittances is about 10 bn USD with a incremental rate of 25-30% per year too. The second largest foreign exchange earning sources of Bangladesh after Leading Garments Expo.

The global remittance market is the major growth driver for mobile money transfer. The World Bank estimates current market remittance market to be about $318 billion, on adding contribution from informal transactions, it increases to about $600 billion. The World Bank expects this market to grow to $72 trillion by the end of 2030.
The growth in remittances is mainly driven by the rise in migrants, who regularly send money to their families at home. Western Union estimates global migration population to be 280 million by 2050. This growth would be driven by countries such as China, India, Mexico and Philippines.
According to World Bank, in 2007, migrant workers from developing countries sent home $240 billion, compared to $221 billion in 2006. The three major remittance receiving countries in 2007, as reported by the World Bank, were India ($27 billion), China ($25.7 billion) and Mexico ($25 billion).
In many developing countries, particularly Asian countries, the money received from remittances is a major source of national income. For example in Philippines, remittance contributes immensely to the country's GDP. Income from remittances is sometimes more than income from Foreign Direct Investment and International Aid donations in most recipient countries.
Bangladesh is more mobile friendly country than India, but far beyond to think of it but happy with the expensive time consuming drafts system through exchange houses via subsidiaries. So many middle man involved to complete a circle of single issue. Internet or web pay out solution through debit card cards co-branded and carbonated with the partners LOGO to the clients wallets is easy inexpensive dynamic magical secured systems. This is thrust and promising HUGE sector of 15 billion USD by the year 2010 .

About a year, I am trying to contacts with the leading and renowned providers like PayPal Payoneer along with our local private and some International Banks namely HSBC too. Literally and academically we are familiar with terms "Courtesy cost is nothing but we gain much of it and your co-operation solicited your always" but in practice and virtually responds is very much poor !

The primary proposed four station points Areas Are :

01. 2 Base DUBAI / ABU DHABI- United Arab Emerets UAE ( A GCC country) about 1/2 million people of my area over there. For your kind information I was been there with my family 97-02 about 6 yers and know the whole seven Emerets well.

02. MACCA- SAUDIA or KSA ( GCC country ) only Macca and JEDDA only. Here Quarter million people and I was been there for 4 months Feb-May '97 and well known.

03. NY and DALLAS TX, USA- app. about a Quarter Million. A significant number of my UNIVERSITY ALUMNI friends and families over there and so close to me. I visited over the places Oct 20,1992 to Feb 14,1993

This is my Vision , Featured Project and looking forward to established and BECOME A PARTNER

CO- BRANDED or CARBONATED card cards with our LOGO for REMITTANCE PAY OUT SOLUTION ( web out solution WOS pay out solution POS Internet provider service protocol IPSP) With my relation in conjunction with Renowned Brands, Exchange houses financial institution and so on.
Estimated Market Volume In terms of USD : 20% of total Remittance $3-4 Billions.

Estimated time period to GRAB THE MARKET 2-3 years

Targeted Initial Volume with in three months Quarter upon start :USD Five Million

I had have good contact and know how about the peoples, Pockets, markets, Remittances systems. My University Alumni friends over there, Who are very much established and capable of helping/joining in these regards.

Other than this NRB's around the globe may participate to join with this projects too. This is our social and corporate responsibilities to facilitate our Non residents with the latest easy safe inexpensive remittances payout solutions.

Please contct more .......Now!

Brace for Recessions - to Bail out ourselves

These are tough times for everybody, are feeling the impact a little more since people are taking few trips and staying closer to home. My dear global village FNF in particular Non-Resident, the recession is on! AsiaOn BazaR reminds you and refreshes out only. Try Google Search ( right sidebar) - type or copy-paste Tips- Right of recession, tips for surviving a recession, and get Back.

Recessions aren't officially recognized until months or years after they happen, but some economists say one has begun. Our NRB Remittances dropped down by BDT 250 crores ( 25 million) and ready-made garments exports by 25% too. People are being pushed back due to the economic slowdown. Dear friends and families leave all JUNK habits, expenses; SAVE and SAFE. Tips for surviving a recession bail out yourself. The is a vicious circle and consequences of Unipolar world order doctrine by force, Corrupt and Blackout War-Terror, breach financing, loses the balance of tolerances limit. Take care and good wishes. Baba Bazar I Baba.com

New generation Global IP payout solution

Thanks, IP online enabling me to get my debit card from the comfort of my home. Appreciate Payoneer that operating in Bangladesh. I have been received my card via postal mail on 19 March 09 and activated it by the next day successfully. I found Payoneer as an equal opportunity provider in deeds. For more views on other services and else, it will take time to comments and refer. Payoneer charges a bit higher than others. I would like to request the authority to consider and rationalized the same. Asian BazaR, your BABA BAZAR  is looking forward to establishing an Internet  Remittances payout solution or web out a solution through co-branded or carbonated our LOGO " BABA' under a partnership or commission sharing. Please contact NOW !. Enjoy the ART of living and Be Happy.

Happy Independence Day (26 March), Everyone

Join us paying homage to our war heroes and celebrating Independence Day. March 26 - the day 38 the Independence of Bangladesh was formally declared on the eve of a 10-month long war of Independence with Pakistan that led to the emergence of Bangladesh as a sovereign nation. Thank you a lot. Lekubd I Asiaon BazaR I Baba.com.
 

Enjoy COLOUR and  BEAUTY of life.  A Master, War, and terror FREE FNF Global HOME.

Stop JUNK food generation and a few Branded junk.

World Consumer Rights Day (WCRD) is an annual occasion on 15 March for celebration and solidarity within the international consumer movement. More 2009 main Focus on Junk food generation. Create awareness to keep away our children from JUNK food. Here in Chittagong, Bangladesh also observed the day (But found all JUNK partisan political people) under the banner of the Consumers Association of Bangladesh (CAB), a non-govt. the non-political and non-profit voluntary organization was founded in February 1978 at the initiation of some dedicated residents in Dhaka. It is also a time for promoting the basic rights of all consumers. 

Junk is a RICH, fats, fast foods. Cigarette wins, soft drinks, and free sex also junk too! The year 1993, I faced the Texas Public safety department DL test. A question was DW, a matter of offense. No to DRUNK DRIVE....! Free sex is the ultimate and root cause of HIV+! So look at East's moral family values. Huge corporate Capitalization and the doctrine of a unipolar world are unhealthy for world peace and order. Bring WAR - terror, Corruption - pollution, Racism - crusade ultimate causes of LADEN-BUSH. UN became pro for international sheriff or police state's puffed. Hence JUNK too. So CHANGE the only chance of our best hopes.

Thanks, Dear American and Mr. President, First Lady Mrs. Michel Obama too. Who bearing moral family values and would like to take care of their kids first, other than everything. Save Generation N Take CARE. STOP all JUNK and Follow the right one.  
B for no more BUSH and BURGER. But yes to ever better, Breastfeeding generation. Take care and enjoy! Within the limit of allowable offense. Self-defense and prevention are better than cure. please be aware of all JUNKED. Smoking is injurious for health, but ' I never mind ..... ' this is not a William somerset mom's " Luncheon".

I am very much tired of JUNK Email and Guilty websites! Award won $... millions USD or BSP, Bonus...free, Earn daily $1000-2000 from home ( text ads by google), sanctioned loan..., PTC, PPC site, sign-ups... No office no boss... Spams and scams. Is any forum on earth to save US?
Or let's move, stand UNITE. Hello.. global net users, experts, google, Microsoft, yahoo -SOS! Please Help!!

AsiaOn BazaR - A vision, global village Home

March 08-09 - One candlelight ceremony- earmarked, Title Baba BazaR to AsiaOn BazaR.

Happy Birth Day to Asiaon BazaR. One out of Four, Manage and Published By Lekubd a user ID on the net... Leku by nick or surname and bd, a short form of my land BANGLADESH.Full Name-Md. Leakat Ali Leku. Dist: Chittagong the flora and fauna, gateway port and commercial capital, Natural Beauty Queen; surrounds Cox's Bazar the longest beaches, world's heritage nominated- site, Vote for Cox's Bazar and Hillie, chilly hot natural lake Rangamati. Kaptai favorite tourists destinations and more yet to explore. Heart of Bangladesh. Upazilla- Hathazari (the University of Chittagong, under this UZ), village- Bathua: Birthplace of the Great Nobel Peace Prize 06 winner, Prof. Dr. Mohamed Yunus. Baba BazaR I baba.com- My father and grandfather the last name is Ahmed and mine is Ali, so Bin ( son) Ahmed Bin Ali BABA derives and I had had a Shop in the Name BABA BZAR at Nazu Meah Hat (office only), locally popular 2 Nd middle east DUBAI (expat' area) and renowned weekly Bazar E STD  by Dr. M. Yunus grandfather about 70 years ago. Some 10.05 km from the town center, dead-end of Metropolitan city area bordering south 2 km from here. Halda River 1.5 km north ( UNESCO world heritage site for freshwater fish breading ) passes KAPTAI road towards Hydroelectric project via CUET (Chittagong University of Engineering and Technology ) 20 km, Udalia tea estate- Chandragona Paper Mills- Lake city Kaptai. Last but not the least- Region- ( SEARCC -South East Asian Regional Cooperation Countries) Asia, on for online, condensed to AsiaOn BazaR- Full-time blogger, freelancer, Non-Resident, Alumni, my home- desh and thoughts. A step to earn living from the comfort of my home. Wising a Happy Global village Home.

Hello...America, Hi...Santa Clara, California's Local site in real-time traffic, visitors popular blog. Con greets and Most WELCOME- (one-third of my viewers) GUEST and rest of globe too. My Heartiest- Love and thanks to you all. Visit, refer to rate, and RANK a one of the World"s LOCAL aStore, Shop, Buy and support- AsiaON BazaR to succeed.

Free FNF ever Happy Glbal village Hme.

A courtesy and great way to encourage by contact share subs to feeds comments .

Hello ..Hi... Honey...Honorable...Highness

Guests Hear Heat Hate Hearts! Are you a human? Cap ca- If you are a flesh and blood, please respond. Which infuse more blood, energy, fresh air, open new windows, avenues alike. Virtual and visual live global Net traffic feeds on. Anxiously wait to hear. No Donate Subscribe Button. Are you poor of Hearts! Ok, at your will: comments, criticize, hate whatever you like. We are made up of works, society, forums, clubs. Fast and Busy life doesn't matter just Hi... Hello! What it costs? Don't be a machine or get bored of works. Keep you updated online and refresh. Reciprocal that will be the best complements ever for me and promised to contribute furthermore too. About a year, I am managing four blogs for whom! Something is better than nothing. You see in real time- go to the bottom of the right sidebar traffic FEEDJIT options. Daily Rate of visitors above 25-50 in average consists 30-32% USA 20-22% EU 12-14% India, 6% GCC, Telaviv, Pakistan, Indonesia, Philippines, and Bangladesh more or 3% each count only because of you. Sorry to say almost silent, deep, and dump gentle TRAFFIC. My dear friends please shouts, share, refer... The trend spoke and smell good of my University Alumni, Non-Residents friends and families, and all generous people around the globe too. Forum FNF society is my heart and soul. Visit ABOUT ME top tabs or at Diggs, delicious, Myspace, Flickr, Facebook, Technorati, mix's, stumble upon, yahoo Ans, google Knol, sites, Picasa, photo bucket or simply Web Search on your browser by print- Lekubd, LekuBD, Md leakat ali leku, Baba leakat, lekuctg, Baba Bazar, AsiaOn BazaR leku'sDUNYA. DESHI Exim-BAZAR not the last but least Chittagong University Club78 Bangladesh yet to start. Please email your complete profile along with family Images to publish and building the site as a global meeting place as desired.

Heads Up and Be Happy! Hope Hear Hearts Honour. Best wishes ever Heaven on earth a dream peace worthy FNF Global Village Home. Sign up Earn Enjoy!

Towards Outsourcing Freelancing, a New Generation Bangladesh

Alert "Help US Help You"

Attention, please! A Campaign and I think It should be the world's business too. This is a decent, visual, digital, virtual age of new vision other than Appeal for "Donate-Subscribe" Baby lost her Beauty! Nature and society are Reciprocal and interdependent. Share which you have with which others don't. A smart GIVE and TAKE, Employer-employee, Buyer-seller, producer-consumer, and advanced- backward way of universal ever-green Beauty QUEEN term HUMAN being a meaningful, peace worthy global VILLAGE society. So, I always mean to say your kind co-operation solicited yours always. A very simple equation is Newton's III law. Please join, Share, bookmark, continue, comment on this article to attain the optimum goals. In this way, we may gain a new employment generation market and you got cheaper services ever. This will be our mutual benefit too. We provide the world with live-saving ICCDDRB "orsaline" and GRAMEEN BANK'S collateral less Banking for poverty elevation of poor mass. So please Help Us to be an Outsourcing service provider nation's status to put our 10 million educated fresh graduates. Keep them out of DEVILS WORKSHOP to save worlds from war and TERROR. Very simple, no diplomacy no TIFA, and nothing to undermine! come forward. Export of sex may cause HIV and democracy to IRAQ a permanent War. An action must have an opposite Equal reaction! Only CHANGE a chance by SHARE.

The Background of this article:

Very recently, I joined as a visiting lecturer with a renowned Degree college at Chittagong City, having 3600 students. My Level is pass and Honours of AIS and Banking Classes. Out of two hundred students, only two found a bit familiar with a typing speed of 25! They know nothing about the promising Outsourcing and Freelancing HUGE jobs sectors nor competent in English! They are completely in DARK and happy with an uncertain future. I myself was found guilty of it and liable as a senior citizen. Our education systems don't have any coordination for theory and practices. Reasons why producing one-eyed learned man! Private and govt. colleges, universities may look forward to opt-out with the ongoing world. Reasons why ...my article

"The new attitude is emerging in corporations across the U.S. and Europe in virtually every industry. Ask executives at Penske Truck Leasing why the company outsources dozens of business processes to Mexico and India, and they cite greater efficiency and customer service. Stock Exchange (DSE) via participatory notes or total return swaps." That's it.

Outsourcing is subcontracting a process, such as product design or manufacturing, to a third-party company. The decision to outsource is often made in the interest of lowering firm or making better use of time and energy costs, redirecting or conserving energy directed at the competencies of a particular business, or to make more efficient use of land, labor, capital, (information) technology and resources. Outsourcing became part of the business lexicon during the 1980s. It is essentially a division of labor.

With information-technology services now a $748 billion business worldwide, according to Gartner Inc., outsourcers such as Satyam, IBM Corp., Accenture Ltd., Infosys Technologies Ltd., Tata Consultancy Services Ltd. and Wipro Ltd. are often as important to a company as its own internal divisions.

Bangladesh: Outsourcing opportunities after China & India

Due to the increased production cost in China & India, Bangladesh has emerged as a lucrative outsourcing market due to its low infrastructure and production cost and investment-friendly legislation. In a report published in the Bangla daily 'Prothom-alo', Deutsche Bank has identified Bangladesh as the perfect field for next-generation outsourcing. The Bank has recently launched aXess Bangladesh – an institutional platform that provides equity. Home to one of the world’s biggest ready-made-garments industries and that nearly ten million of its people are college graduates. This vast pool of educated workforce, all of whom can read write and understand spoken English is shaping a new industry in Bangladesh i.e. the information technology industry. The use of computers in Bangladesh as a research and data manipulation tool dates back more than 30 years. Today computers are widely used in offices, businesses, educational institutions, at home, and in the field. In one of the most progressive policy orientations towards IT of any nation on earth today, Bangladesh allows 100% duty-and-tax-free import of all computer hardware and software. The state provides many other fiscal and infrastructural facilities to accelerate the use of computers and the growth of the IT industry.

The IT industry is represented by two industry bodies, namely Bangladesh Association of Software and Information Services (BASIS) and Bangladeshi size of the IT industry is estimated at around USD 150 million which is growing at more than 20% each year. Human resources for the IT industry have been growing rapidly since the govt. declared this industry as a thrust sector and has embarked on a mission to make the industry a substantial part of the USD 36 billion economies. The vital statistics for this sector are: More than 300,000 IT professionals are engaged in the industry.

In most cases, our government is confined with the airing of fake promises. The present government's election pledge was that they generate employment one per home. So who is to bell the cat? Deep and dump a white elephant of bureaucracy and brave bunches of mythological CLEAN and ROSE FACES who is to ear the right matter! NRBs, Private Banks, Corporations, Associations, and WW generous experts, buyers, providers, and especially my humble appeal to Grameen Bank and BRAK Bank to come forward out of corporate or social responsibilities towards a new generation BANGLADESH.

Non-Resident Bangladeshi around the globe and most preferably with the USA and Europe, Canada and Australia may come forward to GRAB this sector. Non-Resident Indian's Bangalore IT city is an example. You are quite familiar or maybe some of you had had good contacts with the personalities too. FORUM or through syndication you may expedite the very matter.

World-leading outsourcing to freelancers, professionals, providers, Buyers Umbrella GetAfreelancer FREE sign up and start earning $ right NOW! Don't waste your time you are free of BOSSING to earn living from the comfort of your home jobs/Biz as private too. RSS

Forex trading, remittances and coporate social responsibilities CSR

Bangladesh Bank has eased forex regulations by allowing all banks to issue international credit, debit, and pre-paid cards to foreign currency users. This would help in providing more facilities to exporters, travelers, and foreign investors. The amended policy would enable any government official, bank official, and financial organizations and faculty member of a recognized banking training institute to send a registration fee without approval of Bangladesh Bank, for participating in any training, seminar, or workshop abroad through approved dealers. Also the amendment to 1996 "Guidelines for Foreign Exchange Transaction (GFET)" made the requirement of Bank "Encashment Certificate" mandatory, against the money sent for registration with the Registrar of Joint Stock Companies (RJSC) in Bangladesh, for the proposed company. The circular also stated that the Bangladeshi students pursuing professional diploma/certificate courses abroad could now be sent foreign currency.

Bangladesh still far beyond the latest and featured developments. so happy with the old ones only. First worlds using dynamic easy, inexpensive safe internet payout solutions through IPSP co-Branded debit card cards or carbonated LOGO to the client's wallets.
The global remittance market is the major growth driver for mobile money transfer. The World Bank estimates the current market remittance market to be about $318 billion, on adding contribution from informal transactions, it increases to about $600 billion. The World Bank expects this market to grow to $72 trillion by the end of 2030.
The growth in remittances is mainly driven by the rise in migrants, who regularly send money to their families at home. Western Union estimates the global migration population to be 280 million by 2050. This growth would be driven by countries such as China, India, Mexico, and the Philippines.

According to World Bank, in 2007, migrant workers from developing countries sent home $240 billion, compared to $221 billion in 2006. The three major remittance-receiving countries in 2007, as reported by the World Bank, were India ($27 billion), China ($25.7 billion), and Mexico ($25 billion).
In many developing countries, particularly Asian countries, the money received from remittances is a major source of national income. For example in the Philippines, remittance contributes immensely to the country's GDP. Income from remittances is sometimes more than income from Foreign Direct Investment and International Aid donations in most recipient countries. Remittances are the second-largest sources of Bangladesh

Opportunities: The mobile money transfer industry has huge potential to tap the underbanked population and migrant workers to make remittances, using their mobile phones.

According to ABI Research, the mobile fund transfer market will offer approximately $8 billion revenue opportunities for mobile operators by 2012, which is more than $10 million in 2006.

Mobile Banking Coming of Age in India: Being the world's second-largest cellular market is one thing, but graduating into mobile banking is another. After a long wait, the Reserve Bank of India, the central bank of the country, recently came out with a draft guideline for mobile banking transactions, thus laying the foundation for telecom and banking sectors to come closer for the sake of customer convenience and of course, higher penetration. Though the provisions put forth some restrictive clauses in terms of the overall cap in transactions, market players were nonetheless encouraged to see the ball rolling, finally.

The RBI guidelines, released on September 19, allowed the banks – licensed, supervised, present, and having core banking solutions – in India to offer mobile banking facilities to select customers (holders of debit/credit cards) subject to RBI's approval and adherence to technology and security related stipulations. However, the limits for a single transaction and per day transactions were set at a lowly Rs 2,500 and Rs 5,000 (about $55 and $110) respectively. Also, no cross-border transaction was allowed and transactions based only on the Indian rupee (Rs) were permitted.
Laying the basic road map for the mobile banking sector, the bank said “The long term goal of mobile banking framework in India would be to enable funds transfer from account in one bank to any other account in the same or any other bank on a real-time basis irrespective of the mobile network a customer has subscribed to.”

However restrictive the provisions may appear, the RBI move did succeed in setting the ball rolling. Soon after the release of these guidelines, the department of telecommunications (DoT) reportedly revealed its plan to seek the apex bank's guidance on providing full-fledged mobile banking services to customers. The DoT move is aimed at allowing customers to virtually using mobile phones as debit or credit cards. These services, DoT observed, would not only bestow greater customer convenience but also raise revenues for the telecom operators from this sector.

Currently, only a few telecom operators including Bharti Telesoft and Vodafone offer some basic services in association with banks such ABN AMRO, HDFC, Kotak Mahindra Bank, Barclays, etc. While most of these players felt the provisions of RBI guidelines as limiting, they were nevertheless encouraged by the proposed move by the DoT, expecting that the joint endeavor by the ministry and the apex bank would speed up the process of opening up of the segment in not so distant future.

Bangladesh Bank permits banks in Bangladesh to establish drawing arrangements with Foreign banks and Exchange houses for facilitating remittance by Bangladeshi nationals living abroad. Persons willing to remit their earnings through official channels can buy either the Taka draft or the US dollar draft from these Foreign banks and Exchange houses having drawing arrangements with different banks in Bangladesh. Bangladeshi nationals living abroad can send Foreign Exchange very easily and directly to their own bank accounts maintained in Bangladesh or to their nominated person's / relative's bank accounts in Bangladesh.
Furthermore, recently banks have taken some major steps towards crediting the proceeds of remittances to the beneficiary's account promptly, maximum by 3(three) days.
The Foreign Banks, Exchange Houses and Subsidiaries / Overseas Branches of Bangladeshi Scheduled Banks have drawing arrangements/remittance facilities with different banks in Bangladesh, Inward remittance facilities.

Corporate Social Responsibilities of Bangladesh :
Bangladesh is a more mobile-friendly country than India, but far beyond to think of it. We are happy with the expensive time-consuming drafts system through exchange houses via subsidiaries. So many middlemen involved completing a circle of a single issue. Internet or web pay-out a solution through debit card cards co-branded and carbonated with the partner's LOGO to the client's wallets is easy inexpensive dynamic magical secured systems. The growth of the Private Banking sector in Bangladesh brings a revolution out of the Public corrupt vicious circle. This is thrust and promising HUGE sector of 15 billion USD by the year 2010 with 25-30% an incremental approach. Foreign exchange experts, professionals at home and abroad may come forward. our skyscraper, economy, and foreign exchange reserve come mostly out of wage earner laborers remittances. As a nation, we are pledged bound to provide with the latest inflows systems prevailed and enjoying worlds as a whole. That Will be the steps towards Digital Bangladesh a success.

CHANGE a chance New horiezon towards Global village.

14, 21 Feb Valentine's and United Nation's international mother language day. Recognitions, love, faith, a commemoration of blood, life, and sacrifices !!

Let there be lite. Master's not a friend. Poverty roots; literacy, food, and shelter main Causes of all such mishaps, due to Uneven acquisition and distribution of wealth. Look the Natural selection is also uneven too. Rich and poor, green and desert, plain and hilly, black and white, dark and light and so so. How to Win! Only by CHANGE. A six-digit which bring Mr. Barack Obama on to the White house. A History setter, Roots of migrant African American. Valentine's In general a traditional western holiday now gradually popular in our parts of the worlds too. Don't go for history or young star's nor tin ages  dating or LOVE ! This is time to say no to West-East Block, Black-White Racism, Christan-Muslim religious and ethnic clanging. We should have to be stand for a real CHANGE.Those who have to SHARE with haven't will be the saint Valentine's wish. Love each other, live and and life to gather. Take care of each others values, norms , religion, culture as an equal self respects to pay. 21 century is for Global village neighbor worthy credibility to gain. A Maters, War terror pollution and corruption free FNF GUTTA DUNYA.  Good wishes-YES to Globalization and PEACE no more BUSH Please. God bless US!

Another occasion belongs to 21 Feb, the United Nations world mother Language Day. This is not a WW holiday but mere symbolic memorial day marked for those who sacrifices beloved life to established BANGLA their mother tongue as a official state Language to Talk and Write ! This is the history of  Bengali, Bangla and Bangladesh. 1952 the than East Pakistan under hostile West Govt. fired bollet on to a students rally demanding state language, taken lifes of our young stars! This is United Nations recognition for language movment. We can. GUN DOWN! For get and forgive towards Good Morning a new HORIZON. A vision 2020 free GREEN PEACE to every success in real sense. Pay a Best Valentine Wishes to the Friends and families arround the globe. Hi Honey, Hello IOI 
Make cheap calls to landlines and mobiles - Buy SkypeOut credit here  Be Happy....you been doing..Harry!

NRB Remittance the fortune of Bangladesh

Remittance in general terms the fortune out of fortune- hunters, migrants money or income from manpower exports, wage earner Non-Resident Abroad (NRA) hard earn currencies, foreign exchange remitted or sent by them to their accounts or to the dependents friends and families at home Land through proper channels or under AML.Remittances can also refer to the accounting concept of a monetary payment transferred by a customer to a business. Remittances are transfers of money by foreign workers to their home countries. Money sent home by migrants constitutes the second largest financial inflow to many developing countries, exceeding international aid. The latest estimates vary between IFAD estimates of US$401 billion and the World Bank information from central banks at a more conservative US$250 billion for 2006 and these figures are increasing by almost 30% year on year. Remittances contribute to economic growth, to the livelihoods of needy people worldwide. Moreover, remittance transfers can also promote access to financial services for the sender and recipient, thereby increasing financial and social inclusion. Note though that in 19th century English usage a remittance man was exiled overseas and sent a meager living United Nations' definition. The "United Nations Convention on the Protection of the Rights of All Migrant Workers and Members of Their Families"[1]defines a migrant worker as follows: “ The term "migrant worker" refers to a person who is engaged or has been engaged in a remunerated activity in a State of which he or she is not a national.” This Convention has been ratified by Mexico, Brazil, and the Philippines (amongst many other nations that supply foreign labor) but it has not been ratified by the United States, Germany, and Japan (amongst other nations that depend on cheap foreign labor). For an up-to-date listing of ratifications and signatories visit this special page on the website of Dec 18, the International Advocacy, Resource Center on the Human Rights of Migrant Workers. A considerable amount of research has been conducted on the topic of migration and remittances over the last few years. Early studies on immigration policy assumed that migrants leave their countries, settle in a new country, start integrating into their new society, and abandon their ties with their country of origin. Today, however, globalization makes it possible for immigrants to remain connected with their native countries while residing abroad. To address the latest developments on migration and remittances, the authors provide a global survey of the analytical and empirical literature on these issues. This paper reviews evidence on how migrants contribute to the economic development of their countries of origin. In addition to describing the state of knowledge regarding flows of people and migrant remittances worldwide, it focuses on the current literature dealing with the development impact of transfers of money, knowledge, and skills by migrants back to their home countries. The paper also examines the complex question of the impact of highly skilled migration on labor-sending countries. There is a continuing debate over what role migration should play in the mix of policies available in order to promote economic development. Although mechanisms for liberalizing goods, services, and capital markets are in place, the international mobility of labor still faces stringent restrictions. The paper, therefore, reviews proposed mechanisms to strengthen the governance of international migration, including policy options to make migration management bilateral, regional, or global. It also considers the relationship between international trade and development policies and migration policies, including how to tap to the diaspora. FOREIGN currencies sent by wage earners and other expatriate Bangladeshis to their families and relatives at home are turning into the largest foreign exchange earner other than export. The annual volume of such foreign exchange entering the economy, however, is yet to go a long way before becoming the major contributor to the country's Gross Domestic Product (GDP). Nevertheless, with its present level of contribution at 9.1 percent of the GDP as of 2006, the impact of the remittance could still be felt in the regions of the country that can boast of having the highest number of people working abroad. How is one to measure the impact of the foreign remittance on areas from where the largest number of wage earners are staying overseas? The primary effect of the injection of remittance in any area is the increase in the level of prosperity among the people receiving the money. The secondary effect is the creation of new job opportunities in the area stimulated by the money. Or in other words, the money creates a ripple effect on the local economy. This change in the local economy does also leave an impact on the overall poverty situation. A World Bank report has shown that the poverty rate has fallen in the Dhaka, Sylhet, and Chittagong regions between the years 2000 and 20005. The correlation between this fall of poverty and the inflow of foreign remittance has been positively established for those districts. In contrast to this, the picture is quite different in the western and southern districts such as Khulna, Barisal, and Rajshahi where the poverty situation has either worsened or remained stagnant. What is of interest here is the inflow of remittance in this region is also low compared to the Eastern districts mentioned before.

A report of the Global Remittance Guide from Washington says that Bangladesh has become the fifth-largest recipient of remittance by migrant workers and other expatriates leaving behind Pakistan in 2006. Last year the total volume of remittance received was US $5.8 billion, a figure that is far lower than the Philippines, which received US$14.9 billion to be ranked as the fourth-largest recipient of remittance from the migrants preceded by China, Mexico, and India in that order. Needless to say, India with its US$25.70 billion accounting for the remittances made by the migrants has climbed to the top position among other remittance recipient countries in the world. According to Bangladesh Bank sources ( in m ) Nov 08 US$ 761.38 BDT 52322.00 July08 US$ 820.71 BDT 56226.80 was the highest monthly inflows and the 11 months Total about 10 Billion USD ( More Details ) Different commercial Banks in Bangladesh, has established remittance arrangements with a number of exchange houses to facilitate wage earners to remit their money to Bangladesh. Already been in operation with Western Union, UAE Exchange Centre LLC, Wall Street Exchange LLC, Trust Exchange, Route Asia Exchange, Instant Cash, and Bangladesh Money Transfer, Al-Saad Exchange, First Solution Exchange, Al Ahalia Exchange Bureau, and Federal Exchange. Bangladeshi Banks maintain correspondence with other different Exchange Houses too. which are Al Fadaral Exchange, National Exchange, City Exchange, Future Exchange, Al Ghurair Exchange, Habib Exchange, Al Ansari Exchange, Emirates India International Exchange, Instant Exchange, Oman UAE Exchange, Modern Exchange, Purusuttam Kanji Exchange, Musandam Exchange, Lasidas Tharia Exchange, Oman United Exchange, and ICICI Bank. The extensive branch network of these Exchange Houses has been largely helping Bangladeshi expatriates working in the UAE, UK, Qatar, and Oman to transfer their funds speedily and efficiently through an online network. Singapore, Malaysia, Saudia, Greece, Italy, Turkey, Japan, South Korea, South Africa, Bahrain, Canada, Germany, Australia, France, and more ....Bellow a currency ALBUM FOR YOU click and visit DOWNLOAD.

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Bangladeshi Non Resident Alien A for Asians N for Novel

Good-Will Ambassador WE Remit FE Back Bone VIP Heroes

Dedicated in the memory of two ever great Royal Bengal NRB Honourable Rahman, (Sir) Ahmad Fazlur (1889-1945)Educationist Fazlur Rahman started his career as a Lecturer in History in the Aligarh University in 1914, continued to serve there till 1921. Fazlur Rahman was the Provost of Salimullah Muslim Hall of D.U. from 1921 to 1927. He was elected a member of the Bengal Legislative Council in 1923 from the Dhaka University constituency. He was nominated as a member of the Legislative Council in 1927. F. R. was the chairman of the Dhaka Secondary and Higher Secondary Education Board in 1934. Sir A. R.Rahman was the Vice-Chancellor of the Dhaka University from '34 -'36. The Dhaka University conferred upon him the honorary Doctor of Law degree in '37. The same year he was appointed a member of the Federal Public Service Commission of India. Fazlur Rahman was knighted by the Government of India in 1942. He died in 1945 AD.

Sir A.F.Rahan Hall, University of Chittagong Bangladesh is one of the memorials.

Second the Great Structural Engineer His Majesty
The John Hancock Center at 875 N. Michigan Ave. in Chicago, Illinois, is a 100-story, 1,127-foot (344 m) tall skyscraper designed by structural engineer Fazlur Khan of Skidmore, Owings, and Merrill. When completed in 1969, it was the tallest building in the world outside New York City. It is the fourth-tallest skyscraper in Chicago and the sixth-tallest in the United States, after the Sears Tower, the Empire State Building, the Bank of America Tower, the Trump Tower. and the Aon Center. When measured to the top of its antenna masts, it stands at 1,500 feet (457 m). The building is home to offices and restaurants, as well as about 700 condominiums and contains the highest residences in the world. This skyscraper was named for John Hancock Mutual Life Insurance Company, a developer and original tenant of the building.

We are familiar with the term alien through science fiction films and TV serials. An alien here not from the other planets but from our parts of the world migrated from one country to another. Definition of Non-Resident and Resident Alien An alien is an individual who is not a U.S. citizen. Aliens are classified as nonresident aliens and resident aliens by the Bureau of Citizenship and Immigration Services.

"An Indian Citizen who stays abroad for employment/carrying on business or vocation outside India or stays abroad under circumstances indicating an intention for an uncertain duration of stay abroad is a non-resident. (Persons posted in U.N. Organisations and Officials deputed abroad by Central/State Governments and Public Sector undertakings on temporary assignments are also treated as non-residents). Non –Resident foreign citizens of Indian Origin are treated on par with non-resident Indian Citizens (NRIs) for the purpose of certain facilities."

Southeast Asia mainly India Pakistan Bangladesh Srilanka Nepal and Indonesia Philippines are among the leading manpower exporting countries. Our parts of the world were under British Colonial Rule. So passages permissible over the colonial territories without passports and else.

So far Bangladesh's concerns, I would like to place something about migrant workers -Chittagong contexts. We prefer overseas jobs and business by far traditions too. As a port city. Chittagong always plays a role as a gateway to the

outside world. SHARENG Bari TENDAL Bari belongs to the familiar professional expatriate titles attached to our culture. SHARENG a ship and TENDAL oil refinery services terms. Sandwip, Hathazari, Fatikchari and Hatia, Chandpur among others are the privileged area out of it. Other than the British period after partition 1947, Chittagong and Karachi shipping Route played a vital role to migrate reasonable locals from east to west Pakistan with a negligible fare only as a deck voyager. That Way a reasonable amount of people are stationed in KARACHI. Karachi is situated at the Arabian sea belt of Gulf Oil Based Regions. easy

Merchants and fishing boats, Ships' passage route carried a promising role in this regards too.

British Period - 1910 my Father went to Kuwait at the age of 14 and back home after great war II. He died in the year 1991 at the age of 96. Assam Oil company, Burma oil company absorbed a considerable amount of people employed from Chittagong because of communication and colonial period.

Through ship jobs - Aforesaid peoples dropped to EU USA and got stationed over the periods of time. Sandwep area of Harlem, NY- USA an example other than Greece, England too.

PAK Karachi to Gulf-

Mostly illiterate, new generation manual workforce migrated through Across the Arabian sea. Millions of people find and explore, con cored new world to earn their lives. So pioneers play an important role and most popular in our home area. Late Kabir Shet, Rawjan ( Dubai, UAE ), Late Shaha Alm Ansari, Bathua, Hathazari ( Alain, Bubai, A-Dhabi UAE ), Late Hajee Ishaque, Sikarpur, Hathazari Chittagong ( Chairman Madina Garments ltd. for Bahrain ), N. Mohd Shet, Bathua, Hathazari, Chittagong ( Managing Director- N.Mohd Plastic Ind Ltd - Sharjah, UAE ), Mr. Hashem and Late Islam, Burischar, Chittagong ( Mossafa, ABU DHABI, UAE), Late Ishaque of Burischar, Hathazari, Chittagong. All belongs to commonly Known Nazu Meah Hat, the birthplace of Dr. Mohhamed Yunus, the one and only novel Peace prize winner 2006. They are the predecessors, founders of today,s new generation NRBs world.

Primary the then periods to till today, journey to explore new places and jobs, migration took place through different way and means. Half legal and illegal practices. So painful journey, too many people died of diarrhoeal diseased on board ( Sea voyages ), some times due to illegal migration human dumping occurred and off dacked to the sea due to coast guard and Naval...Crossing Seashore to town through desert, jungle, hills, hides without foods and water or border passes a subtle game of death. No sense nor tears, even nobody talking about it. We are mad of Victory, martyrs stand to salute. We should think of Memories of those who died of Journey to concerned the Petro or US Dollars. Now the Skyscraper Pyramid of WE wage-earning of Bangladesh is about 10-14 Billion USD. The second-largest heads of FE foreign exchange of the Economy. In real terms, this is the Major and Number one head in all respects and in a real sense. But we don't make ....! Garments exports figure is the ongoing CHAMP for FE. But if we exclude and count the back-to-back L/C payments the figure will be following NRB Remittances. No more TRICKS and TALKs and our GUILTY approach of FAKE promise!

The nation is GUILTY of CHAMP corrupt Nations TIP lists holder due to WHOM? Are they NRB's? What they are getting? They are hard working and very much and better- BEST patriotic members of the Nation. They are not only sending remittances but importing a considerable i.e., from traditional tooth powders, vegetables to their almosts al daily necessities from their beloved motherland essences. In the then period, the late 40's the expatriates brought and familiarised the first worlds consumer electronic to our back-dated poor society? A transistor RADIO, Changer to record player ( Manual handle Kaler Gaan was first bought in by my father in our area after 1940 AD ), camera, TV and all almost every appliance by them. In our area, most of the Roads School colleges mosque Madrasha established through their Donated funds after liberation WAR'71. NRBs are the NOVEL and great people around.

Despite this, they are off the TRACK, out of sensus, VOTERS lists!! They had had no right to choose their members of the Parliament to TALK! Not only that, they are almost every day harassed at the national Airports by the porters, Immigration officials LEFT HANDs OF THE LAWs! All these are still the HOT subject matter of  TALK shows and  Fake agendas on election issues only. Who is to Bell the CAT? CHANGE is mere should not be a slogan! Need a real CHANGE of it. NRBs should be accredited with VIP status too. They are the VERY IMPORTANT PERSONS and our GOODWILL AMBASSADOR ABROAD. They are the real HERO and FREEDOM fighters who create awareness to the foreign governments. about STOP Genocide and mass killing of our peoples by the West PAK. They collect, donate and send money to support freedom fighters too. As a nation, we have to Rewarded them by any means any way without by partizan ways. No more ADAM title, manpower ministry, and manpower BUREAU should be reshuffled and updated through IT.

Secondly- Govt. may manage, established, share, invest their money in expertise for the employment generation. You see INDIA and NRI. A good example at our next door. BANGALORE IT CITY like outsourcing is necessary to employ our educated new generation young WORK forces into Nation Building a soldier. Freelancing, home jobs, home biz through providing free or even cheapest affordable to all INTERNET facilities is a must. That will be a Real CHANE in REAL-TIME. Good Morning and Go ahead Bangladesh. JAGO BANGLADESH-Be an Emerging TIGER? WE CAN! MOVE FORWARD>>Towards 21 Century 2021 DIGITAL Bangladesh a success. Net work your home - online, keep you on TRACK. Explore and expand your vision. Share thoughts react Jobs Biz and get connected with the NET as a Global neighbor too.

Positive and Good morning Bangladesh

New sunshine, New year, New Government through Election 08 in the EVE of a new horizon year ended, the supreme victory also marked on 16 Dec 1971. Enough is enough, please no more Negative role, position, and opposition only to oppose. Right, and left-wing of the parliaments equal to hundred, A GOVT. Left behind all drawbacks move forward towards Empowering Bangladesh. In nature, life, society change everywhere. Change is a must and a continuous, ongoing universal process. Our agree ness or denial doesn't matter. If we read the leap, we will be the progressive Nation. Be a peace-loving nation and beloved Bangladesh is a must. No more divide and role! The difference of opinion is the beauty of Democracy to make followers, supporters of it. This is the way of, the path of the demo'. We stand for change. Don't be a disturbing element. Failure is the pillar of success. Accessing all such causes for the failure is the gateway for the next target. Play a positive role is democracy other is autocracy. Thanks, General Moin to empowered genuine masses through a new voter ID. About more than 10 m new generation voters stand for CHANGE  along with female boom. Before the election, nobody even thinks of it! A drastic and Revolutionary change. Never mind, I am telling you from a very independent point of view. In my life, I never support AL, it doesn't mean to say no to people's Verdict. That will be the complete disregard and dishonored Poll. From now and onwards opened a new door is that people are not booked for any particular party. Please count on it. No pet politics anymore. People are more educated and thanks to media and talk show too.

No strike, loggi boita, kastee, langhal ! Use if for the CHANGE not to force nor to hit on and hate people of different opinions. Mind it we belong to the same nation, nature, heredity, soil, and nature too. A few are the masterminds but the rest of the nation generous, hard-working simple living general mass. Forward  Bangladesh, 

we can. There are BOMBS around be boomed and glooming 21-century welfare state achieving Millenium goal by the vision 2121 goals digital Bangladesh and USD $ 2000 per capita Y status Nation in fact to Real terms. Love and respect each other than the world respects us too! Overthrow Hate and Heat culture to love and peace. Elet08 and journey to digital Bangladesh hope.

We have to put forward the Economic projects for DEEP seaport Transit and electricity and power generation without any further delay but with utmost sincerity and professionalism out of national interests. Creat new Jobs for this new generation of voters those who bring you on to the 3/4 victory position. otherwise again they sent back you to the pavilion by 10 seats!

The rise and booms of Garment industrial sector, Grameen and Barc Bank and govt. policies for free female educations bring a change to empowering backward to better half on to the front line of our economic forces beyond our imagination. A PLUS. Our NRB's playing a vital role to safeguard the nation by back up now about BDT 1000 crore through remittances. New govt. should have to pay a deep concern and attention about the productive use of their funds to accommodate and accommodate, generate more employment opportunities at home and abroad too. Make a room for them through incentives and Tax Holidays to invest is a must. Arrange to established their voting right when and where ever to honor them. 

Develop new opportunities and support like Ship Building Industrial New Chapter opened the door for new and POS BD. Penetration of Bangladesh into Ship Building Export. New govt should have to play a positive role to support this positive Bangladesh diversification towards new generation Industrial growth

Tips:

14th Dhaka International Trade Fair (DITF)-2009  organized by Ministry of Commerce & Export Promotion Bureau at Sher-e-Bangla Nagar, Dhaka (West site of Bangladesh-China Friendship Conference Centre) during 01-31, January 2009. Visit and ...More links about and DITF too.

Bank for Non-Resident Bangladeshi  A group of Non-Resident Bangladeshi (NRB)based in Australia, New Zealand, Singapore, Malaysia, Jordan, UAE, Kuwait, Saudi Arabia, Japan, South Korea, UK, Ireland, Italy, France, Switzerland, Sweden, Norway, USA and Canada working together in a project to set up a financial institution (similar to bank or investment bank) in Bangladesh. The proposed financial institution would not be a conventional type commercial bank; rather would work as ‘Development Bank’ for Bangladesh. Please contact to encourage this positive Bangladesh issue from all over the world.

FREE Remittances to Bangladesh: Here is a piece of good news for UAE NRB's is that HSBC offering a free internet transfer of Dirhams to BDT. You may try and visit this world local bank to find more about YOUR interest, in fact, other than guilty ADs, always mind your own business and choose a better alternative out of the best services prevailing at the MKT.

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Election Results 08