NRB Remittances New generation Internet Payout solution Partners proposal

Alerts :
WW Leads Proposal on Internet remittances services IPSP and WOS or POS partnership or commission sharing Venture through CO-Branded or Carbonated debit cards under retention AML international and Bangladesh Bank laws policies.

Introduction:
PayPal and Payoneer is unique systems without requiring any Banks account. Send money is easy secured and inexpensive too. Money can be reload through Western union points other than Master cards is also so simple to accomplished a transaction within 30 seconds time. Enable the recipients to withdraw from any ATM world wide. A part from this sender may use the unique mobile transfer facilities too. To penetrate, grab the market share we have to familiar the products first. We go for any secured providers dealing a like card cards. PayPal operating 190 countries ww other than Bangladesh.

Overviews:
Non resident migrant and their Remittances a fortune. An injector and generator of direct and indirect stimulus to the concerned economy and world as whole too. USA EU and GCC countries are the major employer and Mexico Brazil India Philippines followed by Pakistan Srilanka Indonesia and Bangladesh are amongst the leading manpower exporting countries. South east Asia playing a pioneering role in this sector.
So far Bangladesh concerns a 88 millions or in brief One billion people working in and around the globe. At present the inflow of white official remittances is about 10 bn USD with a incremental rate of 25-30% per year too. The second largest foreign exchange earning sources of Bangladesh after Leading Garments Expo.

The global remittance market is the major growth driver for mobile money transfer. The World Bank estimates current market remittance market to be about $318 billion, on adding contribution from informal transactions, it increases to about $600 billion. The World Bank expects this market to grow to $72 trillion by the end of 2030.
The growth in remittances is mainly driven by the rise in migrants, who regularly send money to their families at home. Western Union estimates global migration population to be 280 million by 2050. This growth would be driven by countries such as China, India, Mexico and Philippines.
According to World Bank, in 2007, migrant workers from developing countries sent home $240 billion, compared to $221 billion in 2006. The three major remittance receiving countries in 2007, as reported by the World Bank, were India ($27 billion), China ($25.7 billion) and Mexico ($25 billion).
In many developing countries, particularly Asian countries, the money received from remittances is a major source of national income. For example in Philippines, remittance contributes immensely to the country's GDP. Income from remittances is sometimes more than income from Foreign Direct Investment and International Aid donations in most recipient countries.
Bangladesh is more mobile friendly country than India, but far beyond to think of it but happy with the expensive time consuming drafts system through exchange houses via subsidiaries. So many middle man involved to complete a circle of single issue. Internet or web pay out solution through debit card cards co-branded and carbonated with the partners LOGO to the clients wallets is easy inexpensive dynamic magical secured systems. This is thrust and promising HUGE sector of 15 billion USD by the year 2010 .

About a year, I am trying to contacts with the leading and renowned providers like PayPal Payoneer along with our local private and some International Banks namely HSBC too. Literally and academically we are familiar with terms "Courtesy cost is nothing but we gain much of it and your co-operation solicited your always" but in practice and virtually responds is very much poor !

The primary proposed four station points Areas Are :

01. 2 Base DUBAI / ABU DHABI- United Arab Emerets UAE ( A GCC country) about 1/2 million people of my area over there. For your kind information I was been there with my family 97-02 about 6 yers and know the whole seven Emerets well.

02. MACCA- SAUDIA or KSA ( GCC country ) only Macca and JEDDA only. Here Quarter million people and I was been there for 4 months Feb-May '97 and well known.

03. NY and DALLAS TX, USA- app. about a Quarter Million. A significant number of my UNIVERSITY ALUMNI friends and families over there and so close to me. I visited over the places Oct 20,1992 to Feb 14,1993

This is my Vision , Featured Project and looking forward to established and BECOME A PARTNER

CO- BRANDED or CARBONATED card cards with our LOGO for REMITTANCE PAY OUT SOLUTION ( web out solution WOS pay out solution POS Internet provider service protocol IPSP) With my relation in conjunction with Renowned Brands, Exchange houses financial institution and so on.
Estimated Market Volume In terms of USD : 20% of total Remittance $3-4 Billions.

Estimated time period to GRAB THE MARKET 2-3 years

Targeted Initial Volume with in three months Quarter upon start :USD Five Million

I had have good contact and know how about the peoples, Pockets, markets, Remittances systems. My University Alumni friends over there, Who are very much established and capable of helping/joining in these regards.

Other than this NRB's around the globe may participate to join with this projects too. This is our social and corporate responsibilities to facilitate our Non residents with the latest easy safe inexpensive remittances payout solutions.

Please contct more .......Now!

NRB Remittance the fortune of Bangladesh

Remittance in general terms the fortune out of fortune- hunters, migrants money or income from manpower exports, wage earner Non-Resident Abroad (NRA) hard earn currencies, foreign exchange remitted or sent by them to their accounts or to the dependents friends and families at home Land through proper channels or under AML.Remittances can also refer to the accounting concept of a monetary payment transferred by a customer to a business. Remittances are transfers of money by foreign workers to their home countries. Money sent home by migrants constitutes the second largest financial inflow to many developing countries, exceeding international aid. The latest estimates vary between IFAD estimates of US$401 billion and the World Bank information from central banks at a more conservative US$250 billion for 2006 and these figures are increasing by almost 30% year on year. Remittances contribute to economic growth, to the livelihoods of needy people worldwide. Moreover, remittance transfers can also promote access to financial services for the sender and recipient, thereby increasing financial and social inclusion. Note though that in 19th century English usage a remittance man was exiled overseas and sent a meager living United Nations' definition. The "United Nations Convention on the Protection of the Rights of All Migrant Workers and Members of Their Families"[1]defines a migrant worker as follows: “ The term "migrant worker" refers to a person who is engaged or has been engaged in a remunerated activity in a State of which he or she is not a national.” This Convention has been ratified by Mexico, Brazil, and the Philippines (amongst many other nations that supply foreign labor) but it has not been ratified by the United States, Germany, and Japan (amongst other nations that depend on cheap foreign labor). For an up-to-date listing of ratifications and signatories visit this special page on the website of Dec 18, the International Advocacy, Resource Center on the Human Rights of Migrant Workers. A considerable amount of research has been conducted on the topic of migration and remittances over the last few years. Early studies on immigration policy assumed that migrants leave their countries, settle in a new country, start integrating into their new society, and abandon their ties with their country of origin. Today, however, globalization makes it possible for immigrants to remain connected with their native countries while residing abroad. To address the latest developments on migration and remittances, the authors provide a global survey of the analytical and empirical literature on these issues. This paper reviews evidence on how migrants contribute to the economic development of their countries of origin. In addition to describing the state of knowledge regarding flows of people and migrant remittances worldwide, it focuses on the current literature dealing with the development impact of transfers of money, knowledge, and skills by migrants back to their home countries. The paper also examines the complex question of the impact of highly skilled migration on labor-sending countries. There is a continuing debate over what role migration should play in the mix of policies available in order to promote economic development. Although mechanisms for liberalizing goods, services, and capital markets are in place, the international mobility of labor still faces stringent restrictions. The paper, therefore, reviews proposed mechanisms to strengthen the governance of international migration, including policy options to make migration management bilateral, regional, or global. It also considers the relationship between international trade and development policies and migration policies, including how to tap to the diaspora. FOREIGN currencies sent by wage earners and other expatriate Bangladeshis to their families and relatives at home are turning into the largest foreign exchange earner other than export. The annual volume of such foreign exchange entering the economy, however, is yet to go a long way before becoming the major contributor to the country's Gross Domestic Product (GDP). Nevertheless, with its present level of contribution at 9.1 percent of the GDP as of 2006, the impact of the remittance could still be felt in the regions of the country that can boast of having the highest number of people working abroad. How is one to measure the impact of the foreign remittance on areas from where the largest number of wage earners are staying overseas? The primary effect of the injection of remittance in any area is the increase in the level of prosperity among the people receiving the money. The secondary effect is the creation of new job opportunities in the area stimulated by the money. Or in other words, the money creates a ripple effect on the local economy. This change in the local economy does also leave an impact on the overall poverty situation. A World Bank report has shown that the poverty rate has fallen in the Dhaka, Sylhet, and Chittagong regions between the years 2000 and 20005. The correlation between this fall of poverty and the inflow of foreign remittance has been positively established for those districts. In contrast to this, the picture is quite different in the western and southern districts such as Khulna, Barisal, and Rajshahi where the poverty situation has either worsened or remained stagnant. What is of interest here is the inflow of remittance in this region is also low compared to the Eastern districts mentioned before.

A report of the Global Remittance Guide from Washington says that Bangladesh has become the fifth-largest recipient of remittance by migrant workers and other expatriates leaving behind Pakistan in 2006. Last year the total volume of remittance received was US $5.8 billion, a figure that is far lower than the Philippines, which received US$14.9 billion to be ranked as the fourth-largest recipient of remittance from the migrants preceded by China, Mexico, and India in that order. Needless to say, India with its US$25.70 billion accounting for the remittances made by the migrants has climbed to the top position among other remittance recipient countries in the world. According to Bangladesh Bank sources ( in m ) Nov 08 US$ 761.38 BDT 52322.00 July08 US$ 820.71 BDT 56226.80 was the highest monthly inflows and the 11 months Total about 10 Billion USD ( More Details ) Different commercial Banks in Bangladesh, has established remittance arrangements with a number of exchange houses to facilitate wage earners to remit their money to Bangladesh. Already been in operation with Western Union, UAE Exchange Centre LLC, Wall Street Exchange LLC, Trust Exchange, Route Asia Exchange, Instant Cash, and Bangladesh Money Transfer, Al-Saad Exchange, First Solution Exchange, Al Ahalia Exchange Bureau, and Federal Exchange. Bangladeshi Banks maintain correspondence with other different Exchange Houses too. which are Al Fadaral Exchange, National Exchange, City Exchange, Future Exchange, Al Ghurair Exchange, Habib Exchange, Al Ansari Exchange, Emirates India International Exchange, Instant Exchange, Oman UAE Exchange, Modern Exchange, Purusuttam Kanji Exchange, Musandam Exchange, Lasidas Tharia Exchange, Oman United Exchange, and ICICI Bank. The extensive branch network of these Exchange Houses has been largely helping Bangladeshi expatriates working in the UAE, UK, Qatar, and Oman to transfer their funds speedily and efficiently through an online network. Singapore, Malaysia, Saudia, Greece, Italy, Turkey, Japan, South Korea, South Africa, Bahrain, Canada, Germany, Australia, France, and more ....Bellow a currency ALBUM FOR YOU click and visit DOWNLOAD.

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Bangladeshi Non Resident Alien A for Asians N for Novel

Good-Will Ambassador WE Remit FE Back Bone VIP Heroes

Dedicated in the memory of two ever great Royal Bengal NRB Honourable Rahman, (Sir) Ahmad Fazlur (1889-1945)Educationist Fazlur Rahman started his career as a Lecturer in History in the Aligarh University in 1914, continued to serve there till 1921. Fazlur Rahman was the Provost of Salimullah Muslim Hall of D.U. from 1921 to 1927. He was elected a member of the Bengal Legislative Council in 1923 from the Dhaka University constituency. He was nominated as a member of the Legislative Council in 1927. F. R. was the chairman of the Dhaka Secondary and Higher Secondary Education Board in 1934. Sir A. R.Rahman was the Vice-Chancellor of the Dhaka University from '34 -'36. The Dhaka University conferred upon him the honorary Doctor of Law degree in '37. The same year he was appointed a member of the Federal Public Service Commission of India. Fazlur Rahman was knighted by the Government of India in 1942. He died in 1945 AD.

Sir A.F.Rahan Hall, University of Chittagong Bangladesh is one of the memorials.

Second the Great Structural Engineer His Majesty
The John Hancock Center at 875 N. Michigan Ave. in Chicago, Illinois, is a 100-story, 1,127-foot (344 m) tall skyscraper designed by structural engineer Fazlur Khan of Skidmore, Owings, and Merrill. When completed in 1969, it was the tallest building in the world outside New York City. It is the fourth-tallest skyscraper in Chicago and the sixth-tallest in the United States, after the Sears Tower, the Empire State Building, the Bank of America Tower, the Trump Tower. and the Aon Center. When measured to the top of its antenna masts, it stands at 1,500 feet (457 m). The building is home to offices and restaurants, as well as about 700 condominiums and contains the highest residences in the world. This skyscraper was named for John Hancock Mutual Life Insurance Company, a developer and original tenant of the building.

We are familiar with the term alien through science fiction films and TV serials. An alien here not from the other planets but from our parts of the world migrated from one country to another. Definition of Non-Resident and Resident Alien An alien is an individual who is not a U.S. citizen. Aliens are classified as nonresident aliens and resident aliens by the Bureau of Citizenship and Immigration Services.

"An Indian Citizen who stays abroad for employment/carrying on business or vocation outside India or stays abroad under circumstances indicating an intention for an uncertain duration of stay abroad is a non-resident. (Persons posted in U.N. Organisations and Officials deputed abroad by Central/State Governments and Public Sector undertakings on temporary assignments are also treated as non-residents). Non –Resident foreign citizens of Indian Origin are treated on par with non-resident Indian Citizens (NRIs) for the purpose of certain facilities."

Southeast Asia mainly India Pakistan Bangladesh Srilanka Nepal and Indonesia Philippines are among the leading manpower exporting countries. Our parts of the world were under British Colonial Rule. So passages permissible over the colonial territories without passports and else.

So far Bangladesh's concerns, I would like to place something about migrant workers -Chittagong contexts. We prefer overseas jobs and business by far traditions too. As a port city. Chittagong always plays a role as a gateway to the

outside world. SHARENG Bari TENDAL Bari belongs to the familiar professional expatriate titles attached to our culture. SHARENG a ship and TENDAL oil refinery services terms. Sandwip, Hathazari, Fatikchari and Hatia, Chandpur among others are the privileged area out of it. Other than the British period after partition 1947, Chittagong and Karachi shipping Route played a vital role to migrate reasonable locals from east to west Pakistan with a negligible fare only as a deck voyager. That Way a reasonable amount of people are stationed in KARACHI. Karachi is situated at the Arabian sea belt of Gulf Oil Based Regions. easy

Merchants and fishing boats, Ships' passage route carried a promising role in this regards too.

British Period - 1910 my Father went to Kuwait at the age of 14 and back home after great war II. He died in the year 1991 at the age of 96. Assam Oil company, Burma oil company absorbed a considerable amount of people employed from Chittagong because of communication and colonial period.

Through ship jobs - Aforesaid peoples dropped to EU USA and got stationed over the periods of time. Sandwep area of Harlem, NY- USA an example other than Greece, England too.

PAK Karachi to Gulf-

Mostly illiterate, new generation manual workforce migrated through Across the Arabian sea. Millions of people find and explore, con cored new world to earn their lives. So pioneers play an important role and most popular in our home area. Late Kabir Shet, Rawjan ( Dubai, UAE ), Late Shaha Alm Ansari, Bathua, Hathazari ( Alain, Bubai, A-Dhabi UAE ), Late Hajee Ishaque, Sikarpur, Hathazari Chittagong ( Chairman Madina Garments ltd. for Bahrain ), N. Mohd Shet, Bathua, Hathazari, Chittagong ( Managing Director- N.Mohd Plastic Ind Ltd - Sharjah, UAE ), Mr. Hashem and Late Islam, Burischar, Chittagong ( Mossafa, ABU DHABI, UAE), Late Ishaque of Burischar, Hathazari, Chittagong. All belongs to commonly Known Nazu Meah Hat, the birthplace of Dr. Mohhamed Yunus, the one and only novel Peace prize winner 2006. They are the predecessors, founders of today,s new generation NRBs world.

Primary the then periods to till today, journey to explore new places and jobs, migration took place through different way and means. Half legal and illegal practices. So painful journey, too many people died of diarrhoeal diseased on board ( Sea voyages ), some times due to illegal migration human dumping occurred and off dacked to the sea due to coast guard and Naval...Crossing Seashore to town through desert, jungle, hills, hides without foods and water or border passes a subtle game of death. No sense nor tears, even nobody talking about it. We are mad of Victory, martyrs stand to salute. We should think of Memories of those who died of Journey to concerned the Petro or US Dollars. Now the Skyscraper Pyramid of WE wage-earning of Bangladesh is about 10-14 Billion USD. The second-largest heads of FE foreign exchange of the Economy. In real terms, this is the Major and Number one head in all respects and in a real sense. But we don't make ....! Garments exports figure is the ongoing CHAMP for FE. But if we exclude and count the back-to-back L/C payments the figure will be following NRB Remittances. No more TRICKS and TALKs and our GUILTY approach of FAKE promise!

The nation is GUILTY of CHAMP corrupt Nations TIP lists holder due to WHOM? Are they NRB's? What they are getting? They are hard working and very much and better- BEST patriotic members of the Nation. They are not only sending remittances but importing a considerable i.e., from traditional tooth powders, vegetables to their almosts al daily necessities from their beloved motherland essences. In the then period, the late 40's the expatriates brought and familiarised the first worlds consumer electronic to our back-dated poor society? A transistor RADIO, Changer to record player ( Manual handle Kaler Gaan was first bought in by my father in our area after 1940 AD ), camera, TV and all almost every appliance by them. In our area, most of the Roads School colleges mosque Madrasha established through their Donated funds after liberation WAR'71. NRBs are the NOVEL and great people around.

Despite this, they are off the TRACK, out of sensus, VOTERS lists!! They had had no right to choose their members of the Parliament to TALK! Not only that, they are almost every day harassed at the national Airports by the porters, Immigration officials LEFT HANDs OF THE LAWs! All these are still the HOT subject matter of  TALK shows and  Fake agendas on election issues only. Who is to Bell the CAT? CHANGE is mere should not be a slogan! Need a real CHANGE of it. NRBs should be accredited with VIP status too. They are the VERY IMPORTANT PERSONS and our GOODWILL AMBASSADOR ABROAD. They are the real HERO and FREEDOM fighters who create awareness to the foreign governments. about STOP Genocide and mass killing of our peoples by the West PAK. They collect, donate and send money to support freedom fighters too. As a nation, we have to Rewarded them by any means any way without by partizan ways. No more ADAM title, manpower ministry, and manpower BUREAU should be reshuffled and updated through IT.

Secondly- Govt. may manage, established, share, invest their money in expertise for the employment generation. You see INDIA and NRI. A good example at our next door. BANGALORE IT CITY like outsourcing is necessary to employ our educated new generation young WORK forces into Nation Building a soldier. Freelancing, home jobs, home biz through providing free or even cheapest affordable to all INTERNET facilities is a must. That will be a Real CHANE in REAL-TIME. Good Morning and Go ahead Bangladesh. JAGO BANGLADESH-Be an Emerging TIGER? WE CAN! MOVE FORWARD>>Towards 21 Century 2021 DIGITAL Bangladesh a success. Net work your home - online, keep you on TRACK. Explore and expand your vision. Share thoughts react Jobs Biz and get connected with the NET as a Global neighbor too.